Equipment Leasing & Financing

Acquiring new material handling equipment doesn't have to strain your cash flow. Bernie's Equipment Company offers flexible leasing and financing options designed for businesses that want to preserve capital while staying equipped for growth. From fair market value leases to lease-to-own arrangements, we work with you to structure a plan that fits your budget and tax situation.

About This Service

Leasing and financing through Bernie's gives you access to the equipment you need without a large upfront investment. Many businesses prefer leasing for its tax advantages, predictable monthly payments, and flexibility at the end of the term. We offer fair market value (FMV) leases, $1 buyout leases, and lease-to-own options to match your goals.

Our team works with established lenders to secure competitive rates and terms. Whether you're upgrading forklifts, adding racking, or investing in a new conveyor system, we can structure a solution that works for your business. Application is straightforward and we guide you through the process.

Equipment We Service

Forklifts (new and used)
Pallet racking and shelving
Conveyor systems
Dock equipment
Mezzanines
Complete warehouse systems

Key Features & Benefits

Preserve capital with low or no down payment
Tax advantages—lease payments may be deductible
Flexible terms from 24 to 84 months
Fair market value and $1 buyout options
Lease-to-own for eventual ownership
Competitive rates through established lenders
Simple application process

How It Works

1

Equipment Selection

Choose the equipment you need. We provide pricing and help you understand total cost of ownership.

2

Application

Complete a simple credit application. We work with multiple lenders to find the best fit.

3

Structuring

We present lease/finance options—term length, payment, and end-of-term choices (FMV, $1 buyout, etc.).

4

Approval & Documentation

Once approved, we prepare documents. You review, sign, and we schedule delivery.

5

Delivery & Setup

Equipment is delivered and installed. Your first payment is typically due after delivery.

Service Area & Response

Service Area

Western Wisconsin, Southeast Minnesota & Northeast Iowa

Response Time

Application review typically within 1–2 business days

Emergency Service

Standard Hours

What Our Customers Say

Leasing our new forklift fleet through Bernie's let us upgrade without touching our working capital. The payments are manageable and we'll own the equipment at the end.

Jennifer Walsh

CFOWalsh Packaging

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Ready to Get Started?

Contact our material handling experts for a free consultation, quote, or to learn more about how we can help your operation.